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1700 Auto Park Way, Escondido, CA, 92029

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Phone Numbers:Sales Hours:
  • Mon - Sat9:00 AM - 7:00 PM
  • Sun11:00 AM - 5:00 PM
Service Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat8:00 AM - 2:00 PM
  • SunClosed
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  • Mon - Fri7:00 AM - 6:00 PM
  • Sat8:00 AM - 2:00 PM
  • SunClosed
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Can You Finance a Car with No Credit?

woman reviewing financing and credit



Don’t lose hope, you can finance a car with no credit or bad credit. Will it be harder? In some ways it can be, but if you’ve had your eye on a new Honda Accord or new Honda CR-V, the Honda of Escondido finance center wants you to know that obtaining them isn’t out of your grasp—there’s always a way. Below, we’ll detail not only how to finance a vehicle in the San Marcos area with little to no credit, but we’ll offer some tips on how to increase the odds in your favor.

Financing with Bad or Even No Credit

The truth is, the down payment and interest rates are higher when financing a new Honda car, hatchback, or SUV with no credit, so it’s a good idea to factor this into your budget. Review these tips before visiting our Vista-area dealership:

  • Don’t assume that you won’t be approved. There are various financing options available, so remember to ask questions to see if there’s a financing package that will better suit your budget.
  • Boost your credit score. There are some easy ways to quickly boost your credit rating. By using your credit card on small purchases and promptly pay them off, you can improve your score.
  • Know your budget and your credit score. Often, your credit score gets hit when you apply for financing. Make sure that your loan applications have a 14-day period to limit the potential damage on your score.
  • The first offer isn’t the only one. Since most dealerships work with multiple lenders, you should have a variety of different offers to choose from.
  • Be prepared for a higher cost. Higher interest rates and a larger down payment are common when seeking financing when you have no credit.
  • Consider leasing. Your lease payments may be higher than the average lease, but will likely be more affordable than buying a vehicle.

Apply for a Loan at Honda of Escondido

There are several reasons Carlsbad-area drivers often choose Honda of Escondido to finance their latest car purchases. Not only have we been in business for more than 30 years, but we’ve also proven in this time that we are dedicated to customer satisfaction. We also keep a vast inventory of new Honda cars, including the latest Honda Civic, Honda Pilot, and beyond. When you’re ready to find out your financing options, feel free to stop by to talk with our finance department, and maybe even test drive a Honda or two.

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1700 Auto Park Way • Escondido, CA 92029

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Today's Hours:

Open Today! Sales: 9am-7pm

Open Today! Service: 7am-6pm

Open Today! Parts: 7am-6pm

Honda of Escondido

1700 Auto Park Way Escondido, CA

Phone: (855) 520-7969

https://www.google.com/maps/place/Honda+Of+Escondido/@33.1171929,-117.1107557,17z/data=!3m1!4b1!4m5!3m4!1s0x80dbf4ec216495fd:0x1248165d5860e740!8m2!3d33.1171929!4d-117.1089237

Parts

Phone: (855) 572-8996

1700 Auto Park Way Escondido, CA

Sales

Phone: (855) 520-7969

1700 Auto Park Way Escondido, CA

Service

Phone: (855) 520-7971

1700 Auto Park Way Escondido, CA
33.1174503 -117.1086885
Honda of Escondido 33.1174503, -117.1086885.